Who Insures Your Home?

Who insures your home?

If something tragic were to happen to your house tomorrow, would you know who to call? Would you know which provider manages your home insurance? Would you remember who is listed on your mortgage policy?

If you said no to any of those questions, you aren’t alone. All too often, people take the set it and forget it approach when it comes to their home insurance policy, only to be out of luck when the time comes to call their provider, and they don’t know who to call.

If this happens to you, what should you do?

1. Call your mortgage company. When you bought your house, you likely had to include your insurance provider on your mortgage policy. Contact your mortgage company to see if they have a copy of this information.
2. Call your bank. If something happens, and you can’t remember which provider insures your home, contact your bank. Usually, they can look back at your monthly bank statements to track down your insurance provider.

The last thing you want to do is find yourself calling around, provider to provider, until you find your policy. Before it gets to that point, however, you should make sure it doesn’t happen.

Use this post as a reminder to get all of your insurance documents and contact information in order. Put all policy papers in a place you know you won’t forget. Make copies, store the information on your phone or computer, do whatever you need to do to make your insurance information as accessible as possible before you need it.

And remember, by insuring through a brokerage like Latorre Insurance, you can rest assured that your insurance information is always secure and easily accessible. If anything should happen to your home, you can have the peace of mind of knowing we are just a phone call away. Contact us today to learn more.

We want to hear from you! Do you know who insures your home?