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Updated on: March 31, 2017

Life is full of wonderfully unexpected moments, but what happens when these moments are more unexpected than they are wonderful? Before you find yourself with extra medical expenses that you aren’t ready to pay, you should consider your options. Supplemental insurance, for example, helps cover some of those unexpected expenses, making them more manageable. Schedule a consultation with one of our agents to learn more.

You already have health insurance to protect your family in times of sickness, but what happens if you find yourself dealing with the stress and extra costs of a serious illness or accident that results in a hospital stay? Even with Major Medical Health Insurance, the out-of-pocket costs can be extremely high.

Luckily, this is where supplemental insurance can help. It can help support you through times of unexpected medical costs, covering things like:

  • Copays
  • Deductibles
  • Co-insurance
  • Private duty nursing
  • Intensive care unit stays

In addition to covering extra costs, you don’t have to worry about a deductible or waiting period* with supplemental insurance; this means coverage will be available from the first day of a hospital stay, and payments will be paid directly to you (unless otherwise stated). You can use the money how you see fit – to pay off the balance of your medical bills or to pay other expenses that you may incur.

Let Latorre Insurance guide you to the best supplemental health insurance policy for you. Contact us today for more information.

*Policies often have pre-existing condition exclusions for the first 12 months. See the specific policy for complete exclusions and coverages provided.