Universal Property & Casualty Insurance Company (UPCIC) began in Florida in 1997 and currently provides coverage across 18 states. UPCIC a wholly-owned subsidiary of Universal Insurance Holdings, Inc., a vertically integrated insurance holding company performing all aspects of insurance underwriting, distribution and claims.

UPCIC is one of the leading writers of homeowners insurance in Florida and is now fully licensed and has commenced its operations in North Carolina, South Carolina, Hawaii, Georgia, Massachusetts, Maryland, Delaware, Indiana, Pennsylvania, Minnesota, Michigan, Alabama, Virginia, and New Jersey. Offerings include insurance for homeowners, renters, condos and landlords through our network of independent agents and our direct-to-consumer online platform.