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About Us

Providing tailored insurance solutions from a network of trusted providers.

As an independent insurance agency, we represent a variety of carriers which offers us the flexibility to find the best policy for the best value in the industry, allowing our clients to be insured by some of the most financially sound and respected insurance carriers in the world like, Erie, National General, The Hartford, Builders Mutual, Blue Cross Blue Shield of North Carolina, Progressive, Liberty Mutual and more.

Auto & Home Insurance
Commercial Insurance
Health & Life Insurance
Virtually any insurance needs you have – just ask!

Richard Latorre

President

We are a full-service bilingual
independent insurance agency

Our agents are experts at developing customized insurance solutions to meet all your insurance needs in North and South Carolina.

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Auto
Insurance

Commercial
Insurance

Health
Insurance

With offices in Charlotte, Greensboro and Raleigh, North Carolina

Accessible and Affordable Insurance Policies

Latorre Insurance agents aim to understand your needs, educate you on your options, and assist in determining the best products and coverages.

Auto Insurance

CAR: Auto insurance is required if you have a licensed vehicle
MOTORCYCLE: The right coverage for your freedom machine
BOAT & WATERCRAFT: They are exposed to hazards just like cars
RV: Whether it’s your home or your home away from home
COMMERCIAL AUTO: Your company vehicles need coverage, too
COMMERCIAL TRUCKING: Our agents will keep your truck—and your business—moving forward

All Auto Insurance

Property Insurance

HOMEOWNERS: Protection for one of life’s biggest investments
RENTERS: You may not own the place, but you do own your belongings
RENTAL PROPERTIES: Your investment property is an important part of your portfolio
COMMERCIAL PROPERTY: Protect your place of business from damages, lawsuits, injuries and more
UMBRELLA POLICY: Protect yourself with a personal liability policy

All Property Insurance

Commercial Insurance

GROUP: Benefits can be some of the perks employees receive
WORKERS COMPENSATION: Coverage for employees who are injured on the job
GENERAL LIABILITY: Protection for medical expenses, lawsuits, personal finances and more
CONTRACTORS INSURANCE: A policy to protect your bottom line
RESTAURANT: Covers you and your business in the event of disaster and injury

All Commercial Insurance

Health Insurance

INDIVIDUAL HEALTH: Health insurance for yourself and your family
CRITICAL ILLNESS: Afford costly procedures and missed time at work
INDIVIDUAL DENTAL: Individual dental plans are available year round
SUPPLEMENTAL HEALTH: Protect your wallet from the high price of unexpected medical costs
GROUP HEALTH: The cornerstone of any group benefit plan
GROUP DENTAL: Protect your business from the toothache of dental care

All Health Insurance

Life Insurance

LIFE: When you’re gone, make sure you have coverage that keeps them financially stable
TERM LIFE: Keep your loved ones financially secure in the event of an unexpected death
UNIVERSAL LIFE: Providing long-term protection for you and your family in the event of an unexpected death
WHOLE LIFE: Financial protection for individuals and families, that builds cash value over time
DISABILITY: Instead of worrying about your next expense, focus instead on getting better

All Life Insurance

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Latorre Insurance

5 hours ago

How protected are you if one accident turns into a major lawsuit?
We break down real-life examples (serious auto accidents, teen drivers, injuries on your property, even social media liability) and why umbrella coverage matters more than ever.

#UmbrellaInsurance #LiabilityCoverage #personalinsurance #AutoInsurance #homeinsurance #RiskManagement #insurancetips #FinancialProtection #latorreinsurance ... See MoreSee Less

Why an Umbrella Policy Matters More Than Ever

latorreinsurance.com

In today’s world, lawsuits are more common, medical costs are higher, and jury awards are larger than ever. A standard home or auto policy may not be enough to fully protect your assets if the unexp...

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Latorre Insurance

2 days ago

Did you know that all teenagers at home who are of driving age should be listed on the family auto insurance policy? Contact us for more information or request a quote here 👉 loom.ly/9Z__akQ

#carinsurance #AutoInsurance #teenagedriver ... See MoreSee Less

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Latorre Insurance

1 week ago

🩺 Do you need health insurance? You may qualify for Special Enrollment. Let's find the plan that fits your needs 👉 loom.ly/ze_3NDw

#SpecialEnrollmentPeriod #HealthInsurance #Health ... See MoreSee Less

🩺 Do you need health insurance? You may qualify for Special Enrollment. Lets find the plan that fits your needs 👉 https://loom.ly/ze_3NDw

#SpecialEnrollmentPeriod #HealthInsurance #Health

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Latorre Insurance

4.8

Based on 147 reviews

review us on

Rey Chevez

20:13 01 Nov 22

Julia, as usual at la torre insurance offers great service, answer all my questions, and make it easier to do all changes I needed.Thank you ?

T W

22:16 22 Aug 22

Bernice was very nice to work with, patient and answered all my questions. The quote came back saving me some money and I switched over someone I'd been with 5+ years. They came recommended and I'm glad I called.

Paula Rubino

15:25 20 Jul 22

The staff at Latorre Insurance is wonderful to work with. They meet all of our business needs and provide quality insurance products.

Thays Sequeira

15:31 15 Jun 22

My husband and I have been with LaTorre Insurance for 16 years now and have always had a positive experience. I recently reached out to Berenice Lopez about adding renters insurance to my current policy and not only did she get back to me right away but she was very knowledgeable about coverage details and amazingly patient with all the requirements the management company stipulated needed to be on the policy. Can’t see myself with any other Insurance agency. Thanks LaTorre team and Berenice for all your amazing work through the years.

Fauzia Jones

18:35 12 May 22

We had a really good experience working with Lorraine. She was very timely with clear communication, the quote, the payment and getting the policy in place in less than 24hrs. We also got a great price and options to minimize the upfront costs! Highly recommend the company and her especially!

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Latorre Insurance

Some Important Facts

5000+

Personal Policies

1500+

Commercial Policies

★ 4.8+

Customer Satisfaction

What Our Clients Say

The Best Insurance Company

By far the best insurance company to have review your current policy and give you options that work for you. They take their time in speaking with and are quick to get you offers/options. - Marisol B