Critical Illness Insurance

Graduations. First jobs. Wedding days. The birth of a child.

These are all life-changing moments that you can plan for and are excited to see happen in your life. But what about those sudden, unexpected, life-changing moments involving a critical or life-threatening illness? Are you prepared to handle those? Do you know what you’d do?  Even with a comprehensive major medical health insurance policy, out of pocket costs for these illnesses can be immense. Also, the potential for lost wages, as well as the emotional impact, can bring many challenges.

The truth is, none of us are fully prepared to handle a critical illness, but with the right insurance policy, you can worry less about the financial expenses and more about treatment and recovery.

In the event that a life-changing illness or health event strikes your family, you can count on Latorre Insurance to be there. When it comes to the high treatment costs that often accompany critical illnesses, we have you covered with an assortment of critical illness policies designed to meet an array of needs.

In addition to cancer, heart attack and stroke, other examples of conditions that may be covered by a critical illness policy are:

• Angioplasty
• Coronary bypass surgery
• Heart transplant
• Kidney failure
• Organ transplant
• Paralysis

Furthermore, a critical illness policy through Latorre Insurance can pay a substantial amount upon diagnosis of a covered condition, providing cash for:

• Treatments that are not covered by your health insurance policy
• Mortgage payments
• Bills, including car payments and insurance premiums
• Travel expenses for treatments
• Income replacement for spouse (if caretaker)

As you work with your Latorre Insurance agent to select the critical illness policy that’s right for you, be sure to discuss your options, such as health insurance based plans or life insurance based plans. You can rest assured that Latorre Insurance has the experience and expertise needed to give you the coverage and care you deserve.