FAQs About Health Coverage for 2025

Open Enrollment for 2026 starts on November 1, 2025, and ends on January 15, 2026. Enrolling for health insurance can be incredibly confusing, which is why we’ve created a portal to make sure all of your questions are answered on one easy-to-access page.

Speaking of questions, here are a few of the most frequently asked questions about enrolling for health insurance:

What are the important dates and deadlines for enrolling in health coverage for 2025?

Open Enrollment for health coverage in 2025 starts on November 1, 2025, and ends on January 15, 2026.

What do I need before I can apply for health insurance?

A few key pieces of information you’ll need are your mailing address and social security number, as well as your employer and income information. For a full checklist, click here.

Is it too late to get coverage for 2025?

For most people, yes, it is too late. That being said, certain life-changing events qualify you for a Special Enrollment Period (SEP). These changes can include having a baby, getting married, or losing health insurance.

If I’m renewing a plan, is it possible to select a different plan for 2026?

You can change plans during the Open Enrollment, so be sure to see if any new plans and features have become available before the deadline.

My previous plan isn’t offered this year. What do I do?

With the help of our insurance agents, you’ll be matched with a similar plan to ensure that you maintain coverage. You have until January 15, 2025, to enroll in a new plan.

When does my health coverage for 2025 end?

Health coverage for 2025 ends on December 31, 2025. For coverage that starts January 1, 2026, you need to enroll in or change your plan by December 15, 2025.

What do I need to apply?

When you apply for or re-enroll in your Health Insurance coverage, please be sure to have all the needed documentation (See Checklist).

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