3 Things to Talk to Your Agent About After An Accident

If you’ve ever been in an accident, you know how frightening they can be. So many thoughts run through your mind—Was it my fault? Are they okay? Am I okay? What do I do next?

In the midst of the chaos, it’s important to remember to contact your insurer about the accident. When talking to your agent, here are a few things to remember:

State the facts—What happened? Be sure to run through exactly what happened in your head so that you can explain it to your agent clearly and honestly. Remember to always state the facts. Be prepared to tell your story multiple times, and be sure that your agent knows every detail so that they can best resolve the situation for you.
Don’t assume the blame—You’d be surprised how many people take the blame when it wasn’t their fault! Be honest, but don’t automatically assume the blame if the accident was not your fault. In most cases, both parties are the cause, and if you were not the sole cause of the accident, you should not assume the blame for it. If you do, you could be required to pay a large some of money that could (and should) have been avoided.
Understand your compensation—If you are to receive compensation for the damages, your agent will work with you to ensure that you get it. Whether it’s for a repair cost or even medical damages, your agent is here to help you get your life back in order.

Regardless of what has happened, whether it’s your fault or not, your Latorre Insurance agent is here to help you and give you guidance. Remember to make sure we know everything about what happened, don’t assume the blame if the accident was not your fault, and we will see to it that you get the help and guidance you deserve. Contact us today for more information.