Applying for Health Insurance Without an SSN

If you need health insurance but find yourself asking questions like:

Can I get health insurance without an SSN?
Can I have health insurance with an ITIN number?
Can I add my wife or family member to my health insurance without an SSN?

You are not alone. These are common questions our insurance agents receive all the time.

If you don’t have a Social Security Number (SSN) but need health insurance, you might be wondering what to do next.

Don’t worry—you have options. Most policies outside of the Marketplace don’t require an SSN. At Latorre Insurance, we specialize in helping clients like you navigate these situations. Whether you’re dealing with changes in immigration status, address, or employer coverage, we’re here to assist you.

So, what’s your next step?

Explore alternative ways to apply. You may be able to use your Individual Taxpayer Identification Number (ITIN) instead of an SSN. Most insurance plans are focused more on your current residence than your SSN. You just need to submit proof that you live in the state.
Determine your eligibility. Understanding healthcare reform can help you see what options are available. For example, if you are an immigrant applying, certain immigration statuses may qualify for coverage through the Marketplace. Find out more about your eligibility here.
Consider other options. If you’re not eligible to get full major medical insurance, there are plans available that will provide coverage for new medical issues. Make sure to go over the policy details with your agent as some plans may have exclusions.
Contact Latorre Insurance. Our team of dedicated agents can find health insurance for applicants without SSN. We’re here to help you find the health insurance that fits your needs.

Contact us today to get started! Call us, visit us in person, or submit the form below and one of our insurance experts will contact you.