Charlotte Home Insurance Tips: Home Theft Claims

Latorre Insurance is here to help you, even, and especially, in those times of stress, when you could really use the support.  The holidays are upon us, and, although it is a wonderful time of year, there is often seen an increase in home theft, as well.  As it should be a season of happiness and family gatherings, Latorre Insurance is here to help you recover quickly, should your family experience a home theft.

Safety first.  Do not risk the safety of you or those around you.  First and foremost, call 911 and report the theft.

Is anything missing?  Without disturbing the scene, inspect your property, and identify stolen items in a written list.  Share this list with the police, and file a report.  It is also wise to include pictures of the burglary itself.

Call Latorre.  The sooner you contact Latorre Insurance regarding missing items due to home theft, the sooner they can help determine your coverage.

Prevention.  The best way to deal with home theft is to prevent it from happening, but this isn’t always enough.  Unfortunately, even the most sound security systems don’t deter all thefts.  For this reason, take photos of each room and valuable item in your house, regularly updating them.  This way, in the event of a home theft, you have clear evidence, for officials, as well as for yourself, of the missing items.  This can speed up the process of filing a report with the police, as well as of filing your insurance claim.

Have fun this holiday season, stay safe, and, should you need any help, don’t hesitate to call your friends at Latorre Insurance about Charlotte home insurance.