2023 Health Coverage - November 1, 2022 - January 15, 2023

Open Enrollment

Open Enrollment 2023 is here!

If health insurance is not offered through your employer, you’ll need some help finding a policy that works best for your needs and budget. 

  1. Open Enrollment starts November 1, 2022. This is the first day that you can enroll, re-enroll or change your 2023 healthcare plan.
  2. Coverage can start as soon as January 1, 2023.
  3. After January 15, 2023, you can enroll in 2023 health insurance only if you qualify for a Special Enrollment Period (SEP).

When you apply for or renew your coverage in the Health Insurance Marketplace, you’ll need to provide some information about you and your household, including income, any coverage you currently have, and some additional items.

Use the checklist below to help you gather what you need to apply for coverage, or click here to download and print.

Marketplace Application Checklist:
Description
MUST HAVE Information about your household size. Figure out who in your household should apply before you start your application. Visit HealthCare.gov/income-and-household-information/household-size for help figuring out who needs coverage.
MUST HAVE Home and/or mailing addresses for everyone applying for coverage. Information about everyone applying for coverage, like addresses and birth dates.
MUST HAVE Information about everyone applying for coverage, like Social Security Numbers and birth dates.
MUST HAVE Information on how you plan to file your taxes in 2023.
MUST HAVE Employer and income information for every member of your household (like from pay stubs or W-2s). Visit HealthCare.gov/income-and-household-information/income to learn more about what types of income to include and not include.
MUST HAVE Your best estimate of what your household income will be in 2023. Visit HealthCare.gov/income-and-household-information/how-to-report for help estimating your income.
MUST HAVE Policy numbers for any current health plans covering members of your household.
MUST HAVE Information about any job-based plan you or someone in your household is eligible for. You can use the Employer Coverage Tool to help collect this information. (You’ll want to fill out this worksheet even for coverage you’re eligible for but don’t enroll in.) Visit HealthCare.gov/downloads/employer-coverage-tool.pdf to download or print the tool.
MUST HAVE Notices from your current plan that include your plan ID, if you have or had 2022 Marketplace coverage.
MUST HAVE Document information for legal immigrants and naturalized citizens.