March 16, 2018
“What would happen if I lost everything?” The grinding sound that business owners hear in the middle of the night stems from this question. Because small businesses don’t have resources comparable to those of the fortune 500, they are especially vulnerable to significant and catastrophic losses. Total or substantial loss can come from a… Read more »
January 25, 2018
Preparing for a worker’s compensation audit can be a daunting process. Soon after the policy’s period has expired, the insurer can begin the audit. The basic purpose of the audit is to ensure that the premiums that the employers pay, accurately represent the risk of the employees. This is mainly performed to verify sub-contractor… Read more »
December 5, 2017
Article Highlights: Kinds of commercial trucking insurance coverage Cost of commercial trucking insurance Misconceptions of commercial trucking insurance Do You Need Commercial Trucking Insurance? The trucking industry is a booming one. Over 70% of all local freight is moved by trucks, and 2016’s annual revenue totaled a whopping $676.2 billion. With revenue from hauling goods… Read more »
July 24, 2017
General Liability. Worker’s Compensation. Commercial Auto. These are the cornerstones of business insurance. If you’re just starting up, or have been in business for a while, you may quickly find that these coverages, while sounding the same, have subtle–and sometimes not so subtle–differences between one insurance company and the next. And a higher price… Read more »
June 23, 2017
Nothing can replace a loved one. Life insurance can help provide the economic base for moving forward. And it’s likely more affordable than you think. Here are a few of the most frequently asked questions about life insurance. Why do I need life insurance? Life insurance is important for many, especially those with financial dependents,… Read more »
June 9, 2017
Article Highlights On May 4th, the American Health Care Act of 2017 passed in the House of Representatives. Though the Senate has yet to weigh in officially, many are concerned about what it could mean for their own policies. Nothing has happened yet, which means that your current plan is still your plan, and the rules… Read more »
June 6, 2017
Whether you’re new to the world of trucking insurance policies, or are a seasoned driver looking to renew, we’ve compiled five frequently asked questions about trucking insurance. Keep reading to learn more! 5 FAQs About Trucking Insurance Q) If I am new to the trucking industry, what kind of insurance coverage should I be getting… Read more »
May 9, 2017
Article Highlights Larger, multi-wheeled transports are incorporating more and more technology to help keep them, and us, safer as we drive down the road. Some technologies include collision avoidance systems, stability control systems, blind spot and rear monitoring, telemetrics and more. Just as technology improves, so have the insurance products designed to carry the risks. Just… Read more »
May 8, 2017
As a small business owner, you know you need liability insurance, but the question we hear the most is: How much? The amount of liability insurance will vary from individual to individual based on several factors, including the type of business you’re in and the specific risks that come with it. Additionally, if you have… Read more »
April 17, 2017
If you’ve ever come upon a line of trucks and thought, “Why are they getting in my way?”, it might be time to take a different look at our highway partners. The trucking industry is a multi-billion dollar transportation system that impacts just about every other industry we have. Trucks provide both pre-production and post-production transportation for things… Read more »