7 Tips for Safe Holiday Travels

‘Tis the season! If you’re like the rest of us, you’re bound to spend much of the next few weeks on the road or in the airport. Before you go “over the river and through the woods,” it’s important to be extra mindful on the road this year. Driving during the holidays can be traffic-filled… Read more »

FAQs About Health Coverage

faq open enrollment

Open Enrollment for 2020 begins on November 1, 2019, and the deadline is December 15, 2019. Enrolling for health insurance can be incredibly confusing, which is why we’ve created a portal to make sure all of your questions are answered on one easy-to-access page. Speaking of questions, here are a few of the most frequently… Read more »

5 Benefits of Working with an Independent Agent

Our clients come to us for a variety of reasons, but mostly it’s because they know they can trust us. And when it comes to protecting themselves and their families, trust is very important. We also provide our clients with the ability to choose. At Latorre Insurance, we represent top insurance companies, making it possible… Read more »

Dates to Remember for 2020 Open Enrollment

We are entering the busiest time of the year. In between holidays and planning for the new year, you also need to be sure that you’re enrolled for health insurance in 2020. Open Enrollment for 2020 health coverage starts on November 1st, so open up your calendar and make a note of these important dates!… Read more »

Aligning Your Commercial Coverage With Disaster Planning

  “What would happen if I lost everything?” The grinding sound that business owners hear in the middle of the night stems from this question. Because small businesses don’t have resources comparable to those of the fortune 500, they are especially vulnerable to significant and catastrophic losses. Total or substantial loss can come from a… Read more »

Tips To Protect Your Premium During a Worker’s Compensation Audit

  Preparing for a worker’s compensation audit can be a daunting process. Soon after the policy’s period has expired, the insurer can begin the audit. The basic purpose of the audit is to ensure that the premiums that the employers pay, accurately represent the risk of the employees. This is mainly performed to verify sub-contractor… Read more »

Do I Need Commercial Trucking Insurance?

  Article Highlights: Kinds of commercial trucking insurance coverage Cost of commercial trucking insurance Misconceptions of commercial trucking insurance Do You Need Commercial Trucking Insurance? The trucking industry is a booming one. Over 70% of all local freight is moved by trucks, and 2016’s annual revenue totaled a whopping $676.2 billion. With revenue from hauling goods… Read more »

How to Find the Right Business Insurance Agent

business insurance agent charlotte

General Liability. Worker’s Compensation. Commercial Auto.   These are the cornerstones of business insurance.  If you’re just starting up, or have been in business for a while, you may quickly find that these coverages, while sounding the same, have subtle–and sometimes not so subtle–differences between one insurance company and the next.  And a higher price… Read more »

6 Frequently Asked Questions About Life Insurance

6 Frequently Asked Questions About Life Insurance

Nothing can replace a loved one. Life insurance can help provide the economic base for moving forward. And it’s likely more affordable than you think. Here are a few of the most frequently asked questions about life insurance. Why do I need life insurance? Life insurance is important for many, especially those with financial dependents,… Read more »

Health Insurance is Making Headlines Yet Again

health insurance changes

Article Highlights On May 4th, the American Health Care Act of 2017 passed in the House of Representatives. Though the Senate has yet to weigh in officially, many are concerned about what it could mean for their own policies. Nothing has happened yet, which means that your current plan is still your plan, and the rules… Read more »