Taxes, the Successful Business Owner & Life Insurance

Taxes, the successful business owner, and life insurance

March 7, 2017

Article Highlights For successful business owners paying hefty personal income taxes, there are alternatives that can take as much as $100,000 or more of your income tax bill and redirect it into qualified retirement funds. For high wage earners, these plans can help create a tax advantaged supplement to qualified plans with few limits on… Read more »

Am I At Fault If…?

Car accident on the highway

February 13, 2017

Picture it: You’re headed down the road. Maybe you’re on your commute home from work, maybe you’re headed to pick the kids up from school, but regardless, you’re minding your own business, when slam. The car in front of you slams on his breaks and comes to a full stop. You react quickly. You try to… Read more »

Latorre Insurance, Proud Sponsor of the Latin American Chamber of Commerce

laccc sponsor

February 9, 2017

In January of 2017–guided by our President, Richard Latorre–Latorre Insurance was welcomed as a sponsor of the Latin American Chamber of Commerce of Charlotte. We have long-admired this organization and could not be more honored for this opportunity to partner with them. We kicked off our partnership with the first LACCC Luncheon of the year… Read more »

Do You Qualify for A Special Enrollment Period for Health Insurance?

Do You Qualify for A Special Enrollment Period for Health Insurance?

January 31, 2017

The last day to enroll for health insurance might have been January 31st, but there are still certain major life events that will qualify you for Special Enrollment Periods. If you qualify, you can expect for coverage to start sooner, sometimes even on the day the event occurs. Here are a few examples of life… Read more »

What Type of Insurance Do Ride-Sharing Drivers Need?

Positive beautiful smiling traveler young woman driving sports car

January 16, 2017

So far, 2017 seems to be the year of the side hustle. For those unfamiliar with the term side hustle, it refers to the jobs you work on the side, in addition to your full-time job. They’re incredibly popular among millennials, but all generations are adopting second jobs for financial reasons, as well as to expand… Read more »

5 Tips for Buying A New Car

Couple stand in front of new car, man holding his wife covered her eyes

December 28, 2016

Certain times of year are more popular than others for buying a car, and it’s no surprise that the end of the year is one of them. In fact, buying a car at the end of any month is recommended by most car-buying experts. If you’re thinking about buying a car before the New Year… Read more »

Health Coverage Deadline Extended

Prescription form clipped to pad lying on table with stethoscope twisted in heart shape and blue doctor uniform closeup. Medicine or pharmacy concept. Empty medical form ready to be used

December 16, 2016

Healthcare.gov has announced that the deadline to enroll for health coverage starting January 1, 2017 has been extended until December 19th. What that means is if you did not get enrolled yesterday, you still have a few days to get coverage that starts on January 1st.  This was an expected move as the Healthcare.gov website… Read more »

Changes at the Top–What’s the Impact?

healthcare in 2017

December 15, 2016

Article Highlights If you previously purchased your medical coverage through an individual health policy, you should go ahead and re-enroll for 2017. Blue Cross and Blue Shield is the only health insurance provider in most of the state of North Carolina, with Cigna offering plans in areas around Raleigh. Shop around. Get quotes. You can see the available BCBSNC plans… Read more »

[Car] Sharing is Caring

future of ride sharing

December 6, 2016

Article Highlights Uber is performing trials of driverless cars. Zipcar is introducing ride sharing. There is a new clientele of ride users, rather than car owners. Insurance companies will be challenged to come up with new and innovative products to meet the needs of clientele. Driverless cars. Ride sharing. How about car sharing? New concepts in personal transportation are… Read more »

What do I do if I have an accident in another state?

What do I do if I have an accident in another state

November 18, 2016

Whenever you get behind the wheel of your car, you know that there’s always the risk that you could be in a car accident. But you also know that it’s a slight risk. This slight risk increases a little bit when you’re out-of-state and are unfamiliar with the area. You don’t know the streets; you… Read more »