1 2 3
Industry Profession Coverages

Automotive Industry

Your Coverage Recommendation.

Below are your essential policy recommendations, as well as additional coverages that will provide a little extra protection.
Select one, some, or all of the essential and additional policy options and complete the form for your custom quote.

Essential Coverages : The selected insurance options are critical to your business.

Business Personal Property

Sometimes, business is personal. From computers to furniture, business personal property insurance covers the property used by your business.

Employee Dishonesty

From securities to property, employee dishonesty coverage (also known as a fidelity bond) is here to protect your company from the dishonest acts of employees.

Umbrella / Excess Liability

Umbrella liability coverage provides an extra layer of insurance to primary policies, including general liability, automobile liability, liquor liability and workers compensation policies.

General Liability

General liability protects you and your business in the event of an accident or lawsuit - no matter who is at fault.

Workers Compensation

When an employee is injured in an on-the-job accident, workers compensation can help pay for medical costs and replace wages during recovery.

Additional Coverages : Select some addition insurance options to help protect your business.

Select All Clear

Business Income & Extra Expense

Business income and extra expense insurance protects your business from loss incurred as a result of property damage and theft.

Business Personal Property

Sometimes, business is personal. From computers to furniture, business personal property insurance covers the property used by your business.

Motor Truck Cargo Insurance

Cargo insurance protects your freight or commodities from loss or damage incurred while being hauled or transported by the driver.

Data Breach

Cyber hacking is a serious risk. You need coverage that protects you from the loss of sensitive customer information!

Employee Dishonesty

From securities to property, employee dishonesty coverage (also known as a fidelity bond) is here to protect your company from the dishonest acts of employees.

Employment Practices Liability

A disgruntled employee sues you for improper employment practices--now what? For starters, make sure you have an employment practices liability policy.

Food Contamination Liability

Even the cleanest restaurant and most thorough chef runs the risk of serving contaminated food. Protect your business with a food contamination policy.

Garage Keepers

Accidents happen, and when a customer’s vehicle is left under your care, custody or control, you need protection for loss.

Garage Liability

If you are an automobile dealer or repair shop, you need coverage for claims of bodily injury and property damage that occur at your operation.

Hired and Non-Owned Auto Liability

Whether you rent vehicles or your employees use their own, you need coverage to protect you while a vehicle is being used for your business.

Liquor Liability

Liquor liability insurance is a requirement for businesses that sell and/or serve alcohol and can be used to protect your business from legal fees and lawsuits.

Mechanical & Electrical Breakdown

Your business relies on machines to keep it running. But what do you do when one of those machines breaks? You need a policy to protect you from that kind of loss.

Physical Damage

Physical damage coverage is protection needed for trucks. It protects you from damages due to fire, theft, vandalism, windstorm, contact with an animal, collision and more!

Professional Liability

If a client claims your business has caused financial harm through a negligent act, error, or omission in the services provided, professional liability coverage is there to protect you from lawsuits.

Refrigeration Breakdown Coverage

If the refrigeration or heating units on your truck were to break down, you run the risk incurred by spoilage and the change of temperature. Refrigeration breakdown coverage protects you from direct physical loss to covered property!

Sewer & Drain Back Up

Although not included in a standard business insurance policy, sewer and drain back-up coverage can make a great addition. It protects your business from the costly damages caused by flooding.

Surety Bonds

Whether you’re a business owner or contractor, a surety bond can protect your business when you have failed to meet some obligation, such as fulfilling the terms of a contract.

Temperature Change Coverage

Your refrigeration system could suffer a mechanical breakdown. This could cause food to spoil, but with the right coverage, this accident won’t spoil your bank account as well.

Tenant Legal Liability

Leasing a property? If you are found liable for damages on the rented property, tenant legal liability coverage is there to keep you covered.

Trailer Interchange

If a non-owned trailer is damaged while in your care, custody or control, trailer interchange coverage protects your business from physical damage.

Umbrella / Excess Liability

Umbrella liability coverage provides an extra layer of insurance to primary policies, including general liability, automobile liability, liquor liability and workers compensation policies.

General Liability

General liability protects you and your business in the event of an accident or lawsuit - no matter who is at fault.

Workers Compensation

When an employee is injured in an on-the-job accident, workers compensation can help pay for medical costs and replace wages during recovery.

Almost Finished!

Complete the form below for your personalized business insurance quote.