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General Liability Insurance

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Every business owner of manager knows that every business must be adequately protected with the right general liability policy.

General Liability Insurance is crucial for protecting a company from the financial consequences of accidents, injuries, or property damage that may occur during normal business operations. It provides a safety net that helps businesses navigate legal challenges and financial burdens resulting from unexpected events. General Liability Insurance provides coverage for a variety of potential risks and liabilities that a business may face.

Typically, it includes the following:

Bodily Injury: Covers medical expenses and legal fees if someone is injured on the business premises or as a result of the business's operations.
Property Damage: Protects against damage caused to someone else's property during the course of business activities.
Personal and Advertising Injury: Covers non-physical injuries, such as defamation, copyright infringement, or false advertising.
Products and Completed Operations: Protects against claims arising from products sold or services provided, including injuries or damages that occur after a product has been sold or a service has been completed.
Medical Payments:Covers medical expenses for injuries sustained by a third party on the business premises, regardless of fault.
Legal Defense Costs: Covers the cost of defending the business in the event of a lawsuit, including attorney fees, court costs, and settlements.

Due to our partnerships with a wide variety of insurance companies, we will provide you with the best plan to meet your individualized needs. Contact a Latorre Insurance agent to help you evaluate your coverage needs and find a policy that fits your needs and budget

At Latorre Insurance, we believe in providing personalized service. Let's chat about your insurance needs.

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Latorre Insurance is a licensed independent insurance brokerage serving North and South Carolina, with offices in Charlotte, Greensboro, and Raleigh.

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